Thank goodness i got paid today. I think what i will do with my isa is basically close it out - put 200 into my bank account and use the remaining 400 on some of my credit cards.

And then I have to work on reducing my outgoings.

Or something.

What happened to me? I used to be so good with money.

So I have decided on another plan. I will work out how much money i have to spend, divide it by 4, and must not spend anymore than that.