i was going to post some happy news - my vendors are due to sing on Thursday. But as is usual with me, i came home to some bad news. My medical report for the mortgage protection has now expired and i have to resubmit. Because i am ill, this can take weeks. It really does look as if my dream is finally over, because i am not comfortable buying a house without it. I work in IT and it's a necessity.

Please, why does this keep happening to me?